Housing Subsidies in Chile

The Chilean government offers various housing subsidies that provide state support for homeownership. These programs are administered by MINVU (Ministry of Housing and Urban Development) and managed through the regional SERVIU office.

Main programs

DS1: Subsidy for middle-income families

Decreto Supremo 1 is aimed at middle-income families who can supplement the subsidy with their own savings and a mortgage.

Maximum property value: Up to 2,200 UF
Subsidy amount: Between 100 and 500 UF depending on the tier
Requirements: Minimum savings in a housing account, registration in the Social Household Registry
Tiers:
- Tier 1: Properties up to 1,100 UF
- Tier 2: Properties up to 1,600 UF
- Tier 3: Properties up to 2,200 UF

DS49: Solidarity Housing Fund

Aimed at vulnerable families without significant savings capacity or access to mortgages.

Maximum property value: Up to 950 UF
Subsidy amount: Covers virtually the entire property value
Requirements: Belong to the most vulnerable 40% according to the Social Household Registry, minimum savings of 10 UF
Options: Build on own land, purchase new or used housing

DS19: Rental subsidy

For families needing a transitional housing solution.

Amount: Monthly subsidy for rent payment
Duration: Up to 8 years
Requirements: Not be a property owner, meet vulnerability criteria

How to apply

Register in the Social Household Registry at your municipality
Open a housing savings account at BancoEstado or another bank
Accumulate the minimum savings required for your chosen program
Apply during SERVIU calls that open periodically
Wait for selection: Results are published on the MINVU website

Considerations for the Aysen Region

The region has additional subsidies for extreme zones and isolation
Construction timelines may be longer due to climate and logistics
SERVIU Aysen has offices in Coyhaique for in-person guidance
Special improvement programs exist for existing homes
Extreme zone subsidies may be more generous than in other regions

Contact

For up-to-date information on current programs and open calls:

SERVIU Aysen: Office in Coyhaique
MINVU website: National information on housing programs
Local municipality: Guidance on the Social Household Registry